Disability benefits update – SSDI payment dates updated for July

Navigating disability benefits in the US can be challenging. This guide will help you understand the types of disability benefits, how they work, and when to expect payments.

What Are Disability Benefits?

Disability benefits are financial aids provided by the US government to support individuals who cannot work due to a disability. These benefits help cover living expenses and medical costs. There are two main programs: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).

SSDI: Social Security Disability Insurance

What is SSDI? SSDI is for people who have worked and paid Social Security taxes. These taxes are part of your salary and matched by your employer. To qualify, you need to have worked for a certain period, usually around ten years, but this can vary if you are younger.

How to Apply for SSDI? You can apply online on the SSA website or visit your nearest SSA office for a personalized consultation.

SSI: Supplemental Security Income

What is SSI? SSI helps adults with disabilities who have little or no income. It also supports children with disabilities. Unlike SSDI, SSI does not require work credits. Instead, it is based on financial need.

How to Apply for SSI? You need to provide details about your income and financial situation. Regular updates are required, as the amount you receive can change based on your current circumstances.

When Are Disability Benefits Paid?

Understanding the payment schedule is crucial for managing your finances. Here's when you can expect your benefits:

SSI Payments

SSI benefits are paid on the first day of the month. If the first falls on a weekend or holiday, payments are made on the last business day before the first.

SSDI Payments

SSDI payments depend on the date you started receiving benefits and your birth date.

If you started receiving benefits before May 1997:

• Payments are made on the third day of the month.
• If the third is a weekend or holiday, payments are made on the last business day before the third.

If you started receiving benefits after May 1997:

• Birth dates from the 1st to the 10th: Payments on the second Wednesday of the month.
• Birth dates from the 11th to the 20th: Payments on the third Wednesday of the month.
• Birth dates from the 21st to the 31st: Payments on the fourth Wednesday of the month.

Frequently Asked Questions (FAQs)

1. How do I check my disability benefits status?

You can check your status by logging into your SSA account online or by contacting your local SSA office.

2. Can I receive both SSDI and SSI benefits?

Yes, if you meet the eligibility requirements for both programs, you can receive benefits from both SSDI and SSI.

3. What happens if my financial situation changes?

If your financial situation changes, you must report it to the SSA. This can affect the amount you receive from SSI.

4. Can my disability benefits be reduced or stopped?

Yes, if your medical condition improves or you return to work, your benefits might be reduced or stopped. Regular reviews will be conducted by the SSA.

5. How long does it take to start receiving benefits after applying?

It can take several months to process your application. Be prepared for a waiting period and stay in touch with the SSA for updates.

Conclusion

Disability benefits provide essential support for individuals facing financial challenges due to disabilities. Understanding the differences between SSDI and SSI, knowing the payment schedules, and staying informed about your benefits can help you manage your finances better.

For more information, visit the SSA website or contact your local SSA office. Staying informed ensures you can make the most of the benefits available to you.